UK pensions are one of the areas where expats lose the most by acting on the wrong advice. We help you understand what you hold, what your options genuinely are, and whether keeping, consolidating or transferring is right for your circumstances, without pushing you toward an offshore transfer that may not serve you.
We look at your existing pensions, including old workplace schemes that are easy to forget, and set out the real choices: consolidating within the UK system, transferring where it is genuinely appropriate, and how and when to draw an income once you are abroad. For defined benefit pensions and any transfer of safeguarded benefits, we work with regulated specialists, because those are decisions you cannot undo and the rules require it.
A clear review of pensions you hold, including how they are structured and what your options are.
Understanding whether a pension transfer is appropriate for your circumstances, and what is involved.
Weighing what a transfer would give up, with regulated specialists handling the advice itself.
Understanding how residency and location affect how your pension is taxed and accessed.
Living overseas with one or more pensions still held in the UK.
Holding several pension plans accumulated across different employers.
Wanting clarity on how their pensions will convert into income.
In-depth reading on the areas this service covers.
Book a complimentary consultation to discuss your pensions, investments and cross-border financial planning.
A short call to understand your situation and discuss the planning options available to you.
Complimentary 30-minute consultation
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