Financial Planning Guides for Expats

Detailed, technically accurate guides to pensions, tax, estate planning and investments, written for internationally mobile professionals navigating cross-border financial decisions.

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Browse by topic:Education & Goal-Based Estate Planning Investments Pensions Provider Reviews Relocation & Residency Tax

29 guides

PensionsUnited KingdomUnited Arab Emirates

Your UK Pension Tax-Free Lump Sum When You Live Abroad: The Lump Sum Allowance in 2026

How the UK pension tax-free lump sum works if you live abroad in 2026: the new Lump Sum Allowance, why tax-free in the UK is not tax-free abroad, and the traps.

Relocation & Residency TaxUnited KingdomUnited Arab Emirates

The Non-Resident Landlord Scheme: UK Rental Income When You Live Abroad in 2026

How the Non-Resident Landlord Scheme works in 2026 if you let UK property while living abroad: the deduction, receiving rent gross, and Making Tax Digital.

Relocation & Residency TaxAustraliaUnited Kingdom

Offshore Portfolio Bonds and Australian Tax: Why Expats Use Them for Retirement in 2026

How offshore portfolio bonds are taxed in Australia in 2026, why expats use them for retirement, and why it must be the right policy to be tax-efficient.

PensionsAustraliaUnited Kingdom

Transferring a UK Pension to Australia: QROPS, Tax and the Rules in 2026

How transferring a UK pension to Australia works in 2026: ROPS eligibility, pension-age rules, the 25% charges, Australian tax and whether to transfer.

Provider ReviewsUnited Arab EmiratesIsle of Man

Friends Provident International (FPI) Review for Expats in 2026

An independent 2026 review of Friends Provident International (FPI) for expats: who owns it now, why these policies can be costly, and how to get yours checked.

Provider ReviewsUnited Arab EmiratesIsle of Man

Old Mutual International and Quilter International Bond Review for Expats in 2026

Old Mutual and Quilter International bonds are now with Utmost. A 2026 review of who holds your policy, the charges, and how to get it independently checked.

Education & Goal-BasedUnited Kingdom

Funding UK University for Expat Children: Fees, Status and Planning in 2026

How UK university home fee status works for expat children in 2026: the ordinary residence test, the temporary employment abroad route, and how to plan.

Provider ReviewsUnited Arab EmiratesIsle of Man

RL360 Review for Expats: Charges, Exit Penalties and How to Check Your Policy in 2026

An independent 2026 review of RL360 for expats: who they are, why these offshore policies can be costly, and how to get your own policy checked.

Education & Goal-BasedUnited Arab Emirates

International School Fees in the UAE: Saving and Investing Ahead in 2026

What international school costs in the UAE in 2026, the extras beyond tuition, how KHDA and ADEK regulate fees, and how to plan and invest ahead.

Education & Goal-BasedUnited KingdomUnited Arab Emirates

Building an Education Fund as an Expat: Lump Sum vs Regular Saving in 2026

Lump sum or regular saving for your children's education? A 2026 guide to time horizon, currency, flexibility, and avoiding high-charge savings plans.

InvestmentsUnited Arab EmiratesUnited Kingdom

Investing a Lump Sum as a British Expat: UK Tax and the Five-Year Return Trap in 2026

How the UK taxes your investments once you live abroad: disregarded income, ISAs, portfolio bonds and the five-year rule that changes what structure suits you.

Relocation & Residency TaxUnited KingdomUnited Arab Emirates

Returning to the UK After Years Abroad: The Tax Traps and Opportunities in 2026

The tax traps and opportunities when returning to the UK after years abroad in 2026: the five-year temporary non-residence rule and the 4-year FIG regime.

Relocation & Residency TaxUnited KingdomUnited Arab Emirates

Selling a UK Property as a Non-Resident: The 60-Day Trap in 2026

How non-resident capital gains tax works on selling UK property in 2026: the 60-day report-and-pay deadline, rebasing to reduce the gain, rates, and penalties.

Estate PlanningUnited StatesUnited Arab EmiratesUnited Kingdom

US Shares, RSUs and the US Estate Tax Trap for Expats Without a Treaty in 2026

Why US shares and RSUs can expose expats to 40% US estate tax with a $60,000 exemption, why only around 16 countries have a treaty, and how the risk is managed.

Estate PlanningUnited StatesUnited KingdomUnited Arab Emirates

US Assets and US Estate Tax: What British Expats Need to Know in 2026

How US estate tax affects British expats holding US shares or property in 2026: the $60,000 trap, the US-UK treaty that rescues you, and dividend withholding.

Relocation & Residency TaxUnited StatesUnited Arab EmiratesUnited Kingdom

US Citizens and Green Card Holders Abroad: Your US Tax Obligations in 2026

What US citizens and green card holders living abroad must know in 2026: citizenship-based taxation, the FEIE, FBAR, FATCA, and the PFIC trap on foreign funds.

PensionsUnited KingdomIreland

UK Pensions for Residents of Ireland: Tax, Lump Sums and Inheritance in 2026

How UK pensions are taxed for Irish residents in 2026: the treaty, the IRL-Individual form, and Ireland's 200,000 euro tax-free lump sum limit.

PensionsUnited KingdomSpainUnited Arab Emirates

Drawing Your UK Pension While Living Abroad: Tax, NT Codes and Timing

How UK pension income is taxed when you live abroad in 2026: NT codes, double tax treaties, the emergency tax trap, and when to take your tax-free lump sum.

PensionsUnited KingdomUnited Arab Emirates

UK Defined Benefit Pension Transfers for Expats: What You Give Up

What British expats need to know about transferring a final salary pension in 2026: the 30,000 pound advice rule, CETVs, and what you give up.

Relocation & Residency TaxUnited KingdomUnited Arab EmiratesSpainPortugal

Moving From the UK: The Statutory Residence Test and Split-Year Treatment in 2026

How the UK Statutory Residence Test works in 2026: the automatic tests, sufficient ties, day counting and split-year treatment when you leave the UK.

Relocation & Residency TaxUnited Arab EmiratesUnited Kingdom

Becoming a Tax Resident in the UAE in 2026: Residency Routes and the TRC

How to become UAE tax resident in 2026: the 183-day and 90-day rules, getting your Tax Residency Certificate, and what it means for your UK tax and pensions.

Relocation & Residency TaxSpainUnited Kingdom

Tax in Spain for Expats in 2026: Residency, the Beckham Law and Regional Rates

What moving to Spain really costs UK expats in 2026: how UK pensions and the tax-free lump sum are taxed, the Spain-UK treaty traps, and planning before you go.

Relocation & Residency TaxPortugalUnited Kingdom

Tax in Portugal for Expats in 2026: Residency, IFICI and What Replaced NHR

NHR has closed. What Portugal tax means for expats in 2026: the narrow IFICI regime, how your UK pensions and assets are taxed, and why to plan before you move.

Estate PlanningUnited Arab EmiratesUnited Kingdom

Using Life Insurance and Trusts for GCC-Based Expats: Succession, Sharia Considerations and Global Heirs

A 2026 guide for UAE and GCC expats on life insurance, trust planning, Sharia succession rules, and protecting assets for beneficiaries.

Estate PlanningUnited Kingdom

How New UK Non-Dom and Pension Tax Rules Affect Overseas Trusts and Pensions from 2027

How the UK non-dom abolition and April 2027 pension IHT changes affect British expats with overseas trusts, offshore bonds and pensions. 2026 guide.

Estate PlanningSpainPortugalUnited Kingdom

Expat Estate Planning for Brits in Spain and Portugal: Wills, Forced Heirship and Cross-Border IHT

A 2026 guide for British expats in Spain and Portugal: cross-border wills, forced heirship, and UK inheritance tax on worldwide assets.

Estate PlanningUnited Arab EmiratesUnited Kingdom

UK Inheritance Tax for British Expats in the UAE: A 2026 Guide

How UK inheritance tax works for British expats in the UAE after the 2025 residence-based switch: the long-term resident test, the IHT tail, and planning.

PensionsUnited KingdomUnited Arab Emirates

UK Pension Options for British Expats in the UAE: A 2026 Overview

A 2026 overview of what British expats in the UAE can do with UK pensions: leave in place, consolidate, or transfer, and how to decide which fits.

PensionsUnited KingdomUnited Arab Emirates

Transferring a UK Pension to the UAE: SIPP vs QROPS in 2026

Transferring your UK pension to the UAE? A 2026 guide to SIPPs, QROPS, the 25% Overseas Transfer Charge, and choosing the right option.

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