Moving abroad changes how your UK pensions are taxed, accessed and transferred. These guides explain the options open to internationally mobile professionals, from leaving a pension in place to consolidating or transferring it, and the rules that apply in each case. Use them to understand the trade-offs before making a decision that is difficult to reverse.
What UK expats in Australia need to know about their UK pension in 2026: the age-55 transfer rule, the Applicable Fund Earnings tax trap, and drawing from the UK.
PensionsHow the Overseas Transfer Allowance and the 25% overseas transfer charge mechanisms apply to QROPS transfers in 2026, including the same-country exclusion and the key traps for expats.
Estate PlanningFrom 6 April 2027 most unused pension funds and relevant pension death benefits will be considered under UK Inheritance Tax rules. What this means for expats, and why both the pension scheme and long-term UK residence matter.
PensionsHow the UK pension tax-free lump sum works if you live abroad in 2026: the new Lump Sum Allowance, why tax-free in the UK is not tax-free abroad, and the traps.
PensionsHow transferring a UK pension to Australia works in 2026: ROPS eligibility, pension-age rules, the 25% charges, Australian tax and whether to transfer.
PensionsHow UK pensions are taxed for Irish residents in 2026: the treaty, the IRL-Individual form, and Ireland's 200,000 euro tax-free lump sum limit.
PensionsHow UK pension income is taxed when you live abroad in 2026: NT codes, double tax treaties, the emergency tax trap, and when to take your tax-free lump sum.
PensionsWhat British expats need to know about transferring a final salary pension in 2026: the 30,000 pound advice rule, CETVs, and what you give up.
PensionsA 2026 overview of what British expats in the UAE can do with UK pensions: leave in place, consolidate, or transfer, and how to decide which fits.
PensionsTransferring your UK pension to the UAE? A 2026 guide to SIPPs, QROPS, the 25% Overseas Transfer Charge, and choosing the right option.
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