Calculator

Your offshore savings plan: keep paying, pause, or cash in?

If you have an offshore regular savings plan, this quick check shows where it stands, and weighs carrying on, stopping your payments, or cashing in. Use the figures from your own statement. You do not need to be an expert.

Your payments
yrs
yrs
A figure you pick for illustration, applied to every option equally so the comparison is fair.
Yearly chargethe biggest factor in this decision

Roughly what does your plan charge you each year? This matters most of all, because if you stop paying in, those charges keep coming off a smaller pot.

% / yr

For reference, these plans commonly run around 2 to 3% a year, though yours could differ. This is exactly what a review confirms.

Enter what you have paid in and your current values to see where your plan stands.