Guaranteed Income Solutions for Expats
Create stable, predictable income abroad with annuities and protected financial products
Uncertainty around investment markets, changing tax rules, and evolving residency requirements often leaves expatriates unsure of how to fund their lifestyle in retirement or during long-term stays overseas. At Clarity Global Wealth, we offer guaranteed income solutions designed to create financial certainty in an international context.
These solutions — including lifetime annuities and other structured income products — are tailored to deliver consistent, contractually defined income, regardless of market performance. For expats, they offer a vital source of reliability in a financial landscape that can otherwise feel fragmented and unpredictable.
Why Guaranteed Income?
While many investors rely on drawdown strategies from invested assets, these can be vulnerable to sequence-of-returns risk, currency exposure, and timing issues — especially when living abroad. Guaranteed income products can:
Cover non-negotiable living costs such as housing, healthcare, and family support
Satisfy minimum income thresholds required for long-stay or retirement visa applications
Offer peace of mind by reducing exposure to market volatility and drawdown mismanagement
Improve tax efficiency in certain jurisdictions, particularly when structured correctly
How We Help
We begin with a comprehensive review of your current income needs, residency intentions, and asset structure. From there, we evaluate suitable products across jurisdictions, ensuring they align with your tax residency, liquidity requirements, and legacy goals.
Our service includes:
Reviewing annuity-based and hybrid income options
Assessing income sustainability over time
Evaluating the tax implications of guaranteed products in your country of residence
Integrating income strategies into wider estate or retirement planning
Ensuring any solution aligns with local regulatory frameworks and product availability
Who Is This For?
Our guaranteed income services are ideal for:
Pre-retirees seeking future income security while living overseas
Expats planning to meet visa income requirements through predictable cash flow
Individuals concerned with portfolio volatility or longevity risk
Families wanting to lock in income now while preserving growth capital for legacy
Frequently Asked Questions
Can guaranteed income be paid in different currencies?
Yes — many providers offer multi-currency payment options, though availability depends on your residency and product type.
Is the income taxable?
This depends on your country of residence and how the product is structured. We work with you to understand the implications in your specific case.
What happens to the income on death?
Some products allow for continued payouts to a spouse or beneficiary, while others offer lump sum return options. We structure based on your preferences.
Speak With Us
→ Book a consultation with one of our international wealth advisors today and explore income certainty designed for life abroad.